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four people have a financial Insurance meeting

about us

Who are We

Torch Risk Services was established in 2019, with an ever-growing passion for insurance.

We provide insurance and other risk solutions for business, and for private individuals. Our company believes that insurance should be seamless, tailor-made for each individual or business. We have agency agreements with some of South Africa’s leading insurance companies, which enable us to provide you with the best cover in the market. 

With years of collective insurance and legal experience, we are confident that we have the knowledge and professional skills needed to give you exceptional service and advice.

We Will Help You Every Step Of The Way

We conduct a thorough risk needs analysis on all our prospective clients, to enable us to understand your needs, know what is important to you, and to devise the best solution to protect those things.

Insurance Service

personal insurance that suits you

Personal Insurance

Household Insurance

This type of cover protects the valuables in your home.

An easy way to understand household insurance is to think of it as the items that you would pack into boxes when you move home.
This insurance can cover money, personal documents, collections, and even the contents of your refrigerator or freezer. If you are covered correctly, it can even cover the possessions of employees and guests in your home.

Buildings Insurance

With Buildings Insurance the actual structure of your home is covered, as well as other permanent structures on your property (such as garages, outbuildings, swimming pools and walls). This cover protects you against loss or damage due to things like lightning, fire, burst water pipes, storms and floods, damage caused by a break-in, damage caused by impact (such as a falling tree), to name a few.

Vehicle Insurance

Statistics show us that more than half of the vehicles on our Countries roads, are not insured. Don’t be a statistic, allow us to find the correct vehicle cover to suit your needs.

Your car is valuable – not only because it may be financed, but also because you need it to get to work and to earn an income. Should something happen to your car, you need to get back on the road with the least hassle, and with as little delay as possible.

Even if your car is not worth much, there is always a danger that you may cause an accident which might be costly. Imagine driving into a Rolls Royce!! Without proper insurance cover, you may need to sell your kidney on the black market to pay for that bumper! Jokes aside, accidents can, and have had crippling affects on individuals who were not insured against it.

Allow us to discuss with you your specific needs to determine the correct cover: Comprehensive, Third Party, or Third Party, Fire and Theft. And because we know that insurance should be as unique as you are, we also offer a variety of extras that you can pick and choose from. These include cover for medical expenses and trauma treatment, emergency repair costs, car hire, and emergency accommodation if you’re stranded while travelling.

tailor made for your business

Commercial Insurance

Business / Commercial insurance covers the risk of a business enterprise against damage or loss, in the event of fire, burglary or accident. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it. We are confident that we can assist on a large range of risks, including Motor Fleets, Transport, Marine, Engineering and plant liabilities, Construction and Property. The list really is endless, so get in touch and we’ll be happy to have a look at your particular needs.

“Surround yourself with people who Challenge you, teach you, and push you to be your best self.”

– Bill Gates




need legal advice ?

Legal

We offer legal-related services, like drawing up and reviewing of contracts and drafting up wills. Our in-house attorney (non-practising) has years of legal experience, having practised as an insurance and corporate attorney for a well known Bryanston Law Firm. Contact us for more information

Professional Consultation

Contact

Contact Information

Address:
Wild Fig Business Park,
1494 Cranberry St,
Honeydew,
Roodepoort,
2040

an authorised Financial Services Provider FSP No: 50526

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